Ledgerline

Usually $19 — free right now

Claim your free budget file

Enter your email and get it instantly. See what is safe to spend before your next paycheck — without connecting your bank.

  • Opens in your browser and works offline
  • No card, no account, and nothing to cancel
  • Your numbers stay on your device
Free access window

$0.00$19

Normally $19. Claim it now for $0.00 — no card required.

$0.00 access ends in--h--m--s

Your email is only used for your file and occasional tips. Unsubscribe anytime.

What’s inside

Twelve tools. One file. Nothing to set up.

They all share the same numbers, so a paycheck you add on Monday shows up in your budget, your bills and your forecast straight away.

  • Overview

    What you can safely spend today.

  • Transactions

    Every entry, searchable and filtered.

  • Budget

    Planned against actual, with carry-over.

  • Bills

    Due dates, overdue alerts, yearly totals.

  • Subscriptions

    The quiet drains, and what to cancel.

  • Paychecks

    Give every payment a job in advance.

  • Goals

    Real finish dates, not vague targets.

  • Debt payoff

    Snowball or avalanche, with real dates.

  • Cash forecast

    Your balance, projected day by day.

  • Net worth

    Owned minus owed, tracked over time.

  • Reports

    Monthly and yearly. Print or save as PDF.

  • Settings

    Currency, backups, and a fresh start.

Before you tap the card

One number that tells you yes or no.

The file sets aside the bills still to come and the cushion you want to keep, then shows what is genuinely free to spend today. Add a coffee and the number moves.

  • Safe-to-spend, updated as you type
  • Upcoming bills held back automatically
  • Leftover budget can roll into next month
ledgerline.html

Planned

$3,360

Spent

$1,761

Still free

$1,599

CategoryPlannedSpentProgress
Housing$1,450$1,250
Groceries$520$589
Transport$240$120
Eating out$242$205
Private by design

Nobody sees your money but you.

Ledgerline runs entirely in your browser. There is no account, and no server that could receive what you type — every figure is saved by your own browser, on your own device. This sales page uses standard website measurement (Meta Pixel) to count visits and sales; the Ledgerline file itself never sends your numbers anywhere.

No sign-up

Open the file and start. There is nothing to create an account for.

No bank connection

Nothing is linked to your bank, so there is no login to hand over.

Works with no internet

Every tool runs offline, on a plane or in a basement.

How it works

From email to your first number in two minutes.

Nothing to install, nothing to sign up for, no spreadsheet software needed.

  1. 1

    Get the file

    Enter your email and the free budget file downloads straight away.

  2. 2

    Open it in your browser

    Double-click it on a computer, or tap it from your Files app on a phone.

  3. 3

    Type your first week

    Try the sample data first, clear it with one button, then enter your own pay and bills.

Good questions

Everything people ask before buying.

  • Only to download the file the first time. After that every tool runs offline, because all the calculating happens inside your browser.

Start with the month you’re actually in.

Four minutes a week and one honest page of numbers. Get the free budget file now, and upgrade to all twelve tools only if you want to.

Get the free budget file

Free · Instant download · No account